Pratt Community College's main campus and eLearning Center in Wichita will be closed for winter break.

Offices close on Friday Dec. 22 and will re-open Wednesday Jan. 3 after the new year.

The PCC faculty and staff enjoy assisting students and community members who wish to further...

  • Happy Holidays from everyone at PCC.

Direct Loans

Direct Loan Process

Upon accepting a student loan you must complete Entrance Counseling and a Master Promissory Note. You will need your Federal Student Aid PIN that you used to sign your FAFSA. Click on the links below to complete these steps:

At the end of each academic year, all students who accepted direct loans are required to complete Exit Counseling. You will need your Federal Student Aid PIN to complete this. Click the link below to complete this:

 Direct Loan Limits

  Dependent Student Independent Student
Freshman
(0-32 credit hours)
$5,500 per school year
(No more than $3,500 may be subsidized)
$5,500 per school year
(No more than $3,500 may be subsidized)
Sophomore
(32+ credit hours)
$6,500 per school year
(No more than $4,500 may be subsidized)
$6,500 per school year
(No more than $4,500 may be subsidized)

 

  • If dependent student needs more money, parents have to take out a Parent Plus Loan. If Plus loan is denied, additional $4,000 in unsubsidized loans can be awarded. Must have written statement from student.

  • If independent student needs more money, an additional $4,000 in unsubsidized loans can be awarded. Must have written statement from student.

Aggregate (total) loan limits for all subsidized and unsubsidized Stafford loans, whether solely from the Direct Loan Program or in combination with a previous Federal Family Education Loan Program (FFELP) Stafford loans, are:

  • $31,000 for a dependent undergraduate student (no more than $23,000 may be subsidized)
  • 57,500 for an independent undergraduate student¹ (no more than $23,000 may be subsidized)

¹ This includes dependent students whose parents are unable to borrow a PLUS loan.

Loan Consolidation

 A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments.

For more information about loan consolidation visit the Federal Student Aid website here